Alternative Documentation Loan Programs

When it comes to securing a mortgage, traditional methods of documentation may not always work for everyone. At Spot On Lending, we understand the need for flexibility in the real estate market, which is why we offer alternative documentation loans.

Here are some of the benefits of our alternative documentation loans:

  1. Flexible Documentation: Provide alternative proof of income, such as bank statements, asset documentation, or business financials."

  2. Streamlined Approval: Experience a faster approval process, with fewer documentation requirements and less paperwork."

  3. Expanded Opportunities: Increase your chances of loan approval and explore a wider range of real estate options that fit your needs and preferences.

Schedule a consultation now!(no obligation consultation)

Loan Amount1
Loan Type
Credit History
home refinance - spot on lending

Home Refinance

home purchase - spot on lending

Purchase Home

home equity - spot on lending

Home Equity

reverse mortgage - spot on lending

Reverse Mortgage

manufactured home - spot on lending

Manufactured Home

About Us

We've been helping customers afford the home of their dreams for many years and we love what we do.


Licensed in:

California NMLS# 02066654 | 60DBO-154093

Georgia & Texas NMLS#1767407

Florida NMLS#MBR5826

Contact Us

Main Office

3242 E. Coast Highway

Corona Del Mar, CA 92625

Spot On Lending (“Inc.”), is an Equal Housing Opportunity Lender.

Recommended by Locals On Alignable

By submitting your information above you agree to be contacted by our team via phone, SMS, or email. SMS message and data rates may apply. Message frequency varies. Reply to any message received with HELP for help or STOP to opt out. For help call us toll free: 1-844-545-1665..